NerdWallet’s picks for best individual health insurance include Oscar, Ambetter and Blue Cross Blue Shield based on cost, quality, complaints and more. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Without a fix from Congress, costs for many people who buy health care on the Affordable Care Act marketplace have gone up. Here's what's to know about cheaper choices — and pitfalls to be aware of.

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a 40-year-old nonsmoker in Florida can secure ACA coverage for about $500 a month, while a short-term plan would cost said person about $320.

January 15 is the final deadline to enroll in an ACA Marketplace plan for 2026. Many small business owners, older adults, and self-employed individuals find themselves in a difficult moment, as Congress has thus far failed to deliver an extension of the enhanced premium tax credits that help more than 24 million Americans,

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown.

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. If you’re contemplating early retirement before Medicare eligibility at age 65, you’re going to need a good health ...

Republicans succeeded in quashing Democrats’ efforts to reauthorize the Affordable Care Act’s enhanced subsides — at least so far. Now it’s time for Republicans to put forward their own health care reforms that will increase access to a wide ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has superior financial strength ratings from AM Best (A++), Fitch (AAA), Moody’s (Aaa) and S&P (AA+). It also ranked above the industry average in J.D. Power’s 2022 and 2023 U.S. Individual Life Insurance Study.