When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is ...

Learn how the Cash Value Accumulation Test (CVAT) determines if a financial product is taxed as insurance or an investment with potential tax benefits.

Though it requires patience, as it takes time for the initial policy creation costs to be recovered and for cash value to accumulate, long-term investors may find that the long-term net returns on ...

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

As Americans plan for retirement, it’s likely they share a number of similar concerns: How to protect their family from the unexpected? What sources may be available to supplement their retirement ...

Life insurance policies and annuities can grow in value over time. Permanent life insurance includes a death benefit on top of a cash value accumulation, while annuities accumulate cash value and make ...

Whole life insurance receives its name because it provides the owner with a death benefit for the whole lifetime. It is a form of permanent life insurance. Whole life also includes an accumulation and ...

Cash value added is a measure of company performance that looks at how much money a company generates through its operations. Generally, a high cash value added figure is beneficial for both companies ...

Feeling the added pressures of inflation and overall challenging economic conditions on their finances, many Americans may be looking for some added financial assistance. For some, that could mean ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Life insurance is an essential financial tool that provides protection and financial security to your loved ones in case of your death. By purchasing this type of policy, you're ensuring that your ...

Small business owners can use a variety of methods for valuing their business. Business owners often need to value their business to obtain external financing; lenders and investors want to know the ...