A credit privacy number, or CPN, is a nine-digit number similar to a Social Security number. Companies may try to sell you a CPN with promises of guaranteed loan approval, but this is a scam. Using a ...

Imagine if you could press a reset button on your credit history — wipe the slate clean and start fresh. Sounds tempting, right? That’s exactly what some ...

You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying ...